Finance Review

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We’ll do this together. Sitting on our bottoms — whether at work, at school, at home, in a car, in a chair, on a sofa or in front of the television — has recently been linked to all kinds of health problems. In fact, numerous studies show that sitting too many hours in a day is costly because it contributes to high blood pressure, increased blood sugar, a higher risk of blood clots and (gasp!) sluggish bowels. Some health professionals are beginning to equate sitting to smoking in terms of harm to overall health. Make it easy: Identify a daily activity like talking on the phone, texting or reading that you will no longer participate in while seated. Do these things while standing. I love to knit, and, you guessed it, I now stand and knit. It’s not bad. In fact, I’m quite enjoying this because I find I’m more alert and I make fewer mistakes.

https://www.redbluffdailynews.com/2020/11/26/everyday-cheapskate-the-high-price-of-sitting-down-2/

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From there, you can file for benefits at a later age and potentially avoid a reduction. Just as claiming benefits ahead of FRA will result in a reduced monthly payout, delaying benefits past FRA will cause them to grow. Specifically, your benefits will increase 8% for each year you hold off on filing beyond FRA, up until age 70 , at which point that incentive runs out. browse around this site If you never worked but are married to someone who's entitled to Social Security (or are divorced from that person), you may be entitled to spousal benefits , which will pay you 50% of what your spouse or ex-spouse collects. But while regular Social Security benefits will increase by 8% for each year you delay them past FRA, spousal benefits can't increase -- so there's no sense in waiting to file once you reach FRA and are eligible to collect them in full. 4. Only your top 35 working years count toward your monthly benefit While your Social Security benefits are based on your personal earnings history, it's only your 35 highest-paid years on the job that will count when calculating how much money you're entitled to each month. This means that if you're in your late 60s and are ready to retire from your part-time job, doing so may not impact your benefits at all if you have higher previous annual wages that can be incorporated into your personal calculation. Similarly, if you earned a lot less at the start of your career than you did later on, those early wages won't necessarily pull your monthly benefit down because they simply may not get counted at all.

https://scnow.com/business/investment/personal-finance/7-surprising-social-security-rules-you-should-know-about/article_09c857c6-654a-5a8c-9f3c-47a259184fcf.html